Business-purpose loans for real estate investors — secured by the investment property.
Fast, asset-based funding for Texas investors with a real deal, an active LLC, cash to close, and a clear exit.
Business-purpose investment property loans only. Subject to underwriting and approval.
Wind River Lending LLC makes business-purpose, commercial loans to real estate investors and their entities, secured by non-owner-occupied investment property and used to finance the purchase and/or improvement of that property. These are not personal or consumer loans, and not owner-occupied or homestead mortgages.
Real estate investors and LLCs/entities for fix-and-flip, bridge, rehab, and small-commercial deals on investment property.
Consumer or personal loans, owner-occupied or primary-residence mortgages, homestead financing, or any loan for personal, family, or household use.
Short-term, business-purpose capital for single-family and small commercial investment projects across Texas.
Purchase + rehab financing for property flips, with funds for the renovation built in.
Acquire rental properties — turnkey or in need of work. Refinance before the term ends.
Ground-up funding released in draws as your construction project progresses.
Short-term capital for time-sensitive deals while you line up your permanent exit.
Capital to reposition and add value to an investment property before sale or refi.
Funding for small commercial and mixed-use investment properties that fit the box.
We work fast for borrowers who are ready. Here's who fits — and who doesn't.
Recent San Antonio fix & flip deals — actual numbers, fast closes.
Clear rehab scope, docs ready, fast underwriting.
Purchase + rehab structured against the deal; clean title, rush appraisal.
Strong equity spread, clean scope, docs submitted same day.
Lean rehab kept the loan tight; title ordered day one.
Clean docs + fast title; rehab holdback released via draws.
Deep equity position — high lender confidence, fastest approval.
Representative funded deals; figures rounded. Every deal is subject to underwriting, collateral review, and final approval.
Follow Wind River Lending on Facebook for funded deals and market insight.
Primary markets, plus statewide for the right deal.
Run your numbers against our actual lending formula for a soft quote. Estimates only — final terms are subject to underwriting.
12.5% interest · 6-month term · 2.5% origination · max advance = (ARV × 70% − rehab) × 95%
Soft estimate for discussion only — not a commitment to lend. Cash to close is approximate (excludes title/insurance and varies by closing date).
Tell us about the property and the deal. If it fits our lending box, we'll move quickly. The more detail you give, the faster we can review.
Business-purpose, asset-based loans for real estate investors: fix & flip, buy & hold, new construction, bridge, rehab, and small commercial. We do not offer consumer, personal, owner-occupied, or homestead loans.
We lead with the deal — the property, your equity and liquidity, and your exit — not a credit-score cutoff. Full underwriting still applies before funding.
Funding is possible in as little as 5 days for qualified borrowers who submit a complete file. Timelines depend on documentation, title, valuation, and third-party closing requirements, and are not guaranteed.
Up to $1,000,000 for experienced borrowers and up to $500,000 for newer borrowers, subject to the deal and underwriting.
The property address, purchase price, rehab budget, estimated ARV, requested loan amount, your cash available to close, and your exit strategy. A contract, scope of work, and photos speed things up.
These are business-purpose loans, so an active LLC or operating company is preferred. If you don't have one yet, tell us on the form — we can talk through it.